Key points are not available for this paper at this time.
This study examines the role of NextGen Finance, focusing on Fintech models such as NextGenFAFIM, NextGenFAIM, and NextGenFUSIM. It investigates how these models shape a smarter and more accessible financial world. Data were collected from 200 Households in Kosovo between 2024 and Q1 2025 were analyzed using exploratory factor analysis (EFA), multiple regression, and reliability analysis through SPSS and AMOS software. Findings revealed that the three fintech models significantly increased financial inclusion, explaining 78.6 percent of the variance in financial accessibility (R2 = 0.79, p 0.85). Digital asset management and digital wallets were identified as the main drivers, accounting for 65.4 percent of the improvement in accessibility. The research highlights the transformative role of fintech in financial inclusion and suggests that NextGen fintech models offer scalable solutions for emerging markets. Further investigation is recommended to explore their applications in different economic environments.
Lulaj et al. (Sun,) studied this question.
Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context: