Low Self-Control and Fraud: Offending, Victimization, and Their Overlap

Extant research demonstrates that offending and victim populations overlap to some degree, suggesting that a common underlying factor partially explains both outcomes. The current study tests whether low self-control explains the overlap in fraud offending and victimization exposure. Using cross-sectional survey data from a sample of undergraduate students (N = 305), the results from the regression models show that low self-control is associated with fraud offending. The findings also show that individuals with lower levels of self-control report that they are more likely to behave in ways that elevate their exposure to fraud victimization. Finally, in the fraud offending-victimization exposure multivariate models, the partial regression coefficient for low self-control is positive and statistically significant. In short, the findings demonstrate that the overlap between fraud offending and victimization exposure is partially explained by low self-control.