The Impact of Financial Internal Factors on the Performance of Indonesia Rural Banks: Evidence in Central Java

This study aims to investigate the impact of internal financial issues on the performance of rural banks in Indonesia, using samples from rural banks in Central Java with reasonable performance growth rates from 2020 to 2022.The data analysis method uses panel data to test the internal financial factor variables; based on the analysis, the variables of banking size and cost efficiency can work optimally in supporting the performance of rural banks, while the variables of capital adequacy, lending, and nonperforming loans although statistically have no effect, can support the factors internal people's rural banks.