The article shows that the Chinese company Ant Financial is developing a social credit system named Sesame Credit going beyond the traditional credit scoring mechanism on this way. Sesame Credit aims to form “civilized behavior” of citizens as an instrument of social management and control. In the late of the 2010s some of Sesame Credit's technologies and information resources have been integrated into a large-scale state system of social credit which is still in its infancy.
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Dmitry I. Popov (2020) studied this question.
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