Review reveals emerging cyber threats and regulatory challenges across digital financial platforms, highlighting the need for collaborative security frameworks.
In India, financial tech and technology have developed at a very fast pace, thus changing the financial woes by facilitating easy and innovative modes of transaction and their processes. Yet with growth, immense challenges enter the gates. Various forms of cyber threats look set to disrupt fintech firms and destabilize their customer's finances which include phishing and ransomware, whilst data breaches can bring about the same goal. This paper gives a review of the state of the art in interactions among cybersecurity and fintech in India concerning the categories of cyber threats facing the sector, their impact on financial institutions, and regulation. The paper then states that, with respect to risk mitigation through good cybersecurity framework cooperation, fintech, banks, and regulators can better ensure security for your financial transactions while protecting consumer data.
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Chaudhary et al. (2026) studied this question.
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