Although the majority of middle-aged working women do not plan to retire at the same time as their husbands, having a retired husband does influence women to plan for earlier retirement than they would otherwise. Women's retirement plans are strongly influenced by their own pension and Social Security eligibility. Most women with pensions plan to postpone retirement until their pension eligibility begins even if their husbands will be retired before this time. Implications of these findings for future trends in the age of retirement for women are explored.
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Lois B. Shaw (1984) studied this question.