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Health insurance as a tool to finance healthcare has very recently gained popularity in India.Government has been putting serious efforts to introduce health insurance for the poor in recent years in order to improve access of poor to quality medical care and for providing financial protection against high medical expenses.There have been several attempts to introduce similar schemes in other states but Andhra Pradesh has been one of the only states to successfully roll out the scheme.The Insurance scheme covered 198.25 lack families out of total across 229.11Lack families (87% families covered) residing in 27138 villages 1128 mandals of all districts of the State in five Phases.The scheme started with 330 procedures covered and has been gradually extended to 938 procedures.The majority of beneficiaries utilizing the scheme are illiterate and have a rural address.Since inception of the scheme (01.04.2007) till 18th January 2013-35713 Medical camps were held by the network hospitals in rural areas.Total Surgeries/Therapies done by under this scheme is 1753466, Government is 440655 and Private is 1312811.
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J. Yellaiah J. Yellaiah (2013) studied this question.
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