A Challenge to the Health-Insurance Industry

BY now it is difficult to argue against the proposition that the cost of health care is too high. The question is, What can be done about it? More to the point, Who is capable of doing something about it?Although the problem has received substantial attention in both the professional and popular press, organized medicine's only response has been the "voluntary effort." This position, which might be described as the hope that physicians will exercise self-restraint to cure the problem, is, of course, exactly what has not worked so far.One convenient excuse for neglecting the problem is the . . .