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Tezisda raqamli transformatsiya sharoitida bank menejerlaridan talab etiladigan liderlik kompetensiyalari nazariy jihatdan tizimlashtirilib, Aloqabank ATBning ochiq ma'lumotlari asosida ularning amaldagi ehtiyojlari tahlil qilingan. Tahlil natijasida jismoniy va yuridik shaxslar segmentlarida raqamli xizmatlardan foydalanishda keskin assimetriya aniqlandi, to'rtta takomillashtirish mexanizmi hamda ularni birlashtiruvchi to'qqiz bosqichli uzluksiz rivojlantirish modeli taklif etildi.
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Ismatillayev et al. (2026) studied this question.
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