Socioeconomic implications of consumer decision-making under elevated hyperactive and impulsive behavioral traits

This is the authors' abstract. We don't add key points for this paper.

This cross-sectional study examines associations between elevated hyperactive–impulsive traits, impatience, and financial outcomes among 596 respondents from the Czech Republic. Traits were assessed using 12 non-clinical DSM-5-informed screening questions, and impatience through hypothetical intertemporal-choice tasks. Respondents in the DSM-5-based screening group showed greater impatience across all four scenarios (ORs = 1.70–2.09) and a higher expected number of impatient choices (IRR = 1.342). Across the primary and the sensitivity analyses, the association with impatience was the only robust finding. Associations with installment financing and savings insufficiency were conditional on model specification or sample composition, while the association with income poverty was non-robust after respondents with addiction-risk characteristics were excluded. No independent association was found with current loan repayment. The findings represent within-sample associations, not causal effects or clinical diagnoses.