Access to finance is vital for improving food security, particularly in developing nations where agricultural production is crucial. Despite several financial interventions targeted at increasing agricultural production, smallholder farmers continue to lack access to reasonable, timely, and sufficient financing, limiting their ability to invest in improved technology and inputs, lowering productivity and food supply. This study intends to examine the relationship between access to finance and food security among smallholder farmers in Adamawa State, employing institutional theory as a theoretical framework. The study takes a quantitative method, with a survey for the research design and a population of 37,200 agricultural smallholder farmers. A sample size of 380 will be chosen using probability sampling and simple random techniques. The data will be analyzed via Partial Least Squares Structural Equation Modelling (PLS-SEM).
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Francis et al. (2026) studied this question.
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