In the first article of this miniseries (May 2026), we talked about ways to audit your finances so that you can understand exactly what is coming in and out of your bank account each month. Now that you've (hopefully) implemented the budgeting tips from that article and have more disposable income each month, you need to know what to do with it. This article explores how savings can be prioritised, how to take advantage of pension tax benefits and why ‘gamifying’ your savings can help build and maintain healthy money habits.
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Ruth Downs (2026) studied this question.
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