Coping with the burden: An exploration of management strategies among young black professionals in Mopani District navigating ‘Black Tax’ expectations and financial strain

The socio-economic culture of Black Tax, where employed Blacks are supposed to take care of extended family members, is now a long-term phenomenon in post-apartheid South Africa, especially among upwardly mobile young people. This study examines the business practices of young Black professionals in the Mopani District as they balance family financial needs and individual economic goals. The study aimed to understand how these professionals perceive, experience, and manage the financial and psychosocial strains associated with the Black Tax. A qualitative and exploratory research design was used. The data were gathered through semi-structured, in-depth interviews using purposive sampling. Thematic analysis was used to identify patterns and coping strategies in participants’ stories. The findings show that participants use various strategies, including financial boundary-setting, structured budgeting, open family negotiation, and emotional control practices. Although Black Tax can be seen as a moral and cultural duty grounded in collectivist principles, it also imposes a financial burden, impedes wealth accumulation, and creates psychological pressure. Informed consent, confidentiality, and voluntary participation were well adhered to. The study concluded that young professionals are resilient and use adaptive coping strategies. However, structural economic inequalities further increase the burden of Black Tax, requiring expanded financial literacy assistance and socio-economic changes.