Saving and spending habits associated with the budgeting practices among accountancy students in pampanga

This study determined the saving and spending habits associated with the budgeting practices among accountancy students in Pampanga. It used a quantitative research design utilizing a descriptive-correlational method, employing 364 accountancy students who participated through stratified convenience sampling. Data were gathered using an adopted questionnaire from the validated study by Lucero et al. (2024), consisting of a 5-point Likert scale with a high level of internal consistency. Descriptive statistics such as frequency, percentage, mean, and standard deviation were used, while the Shapiro–Wilk Test and Spearman’s Rank-Order Correlation were employed for inferential analysis. The findings revealed that significant positive relationships were found between saving and spending habits, indicating that accountancy students demonstrated moderate saving habits and responsible spending behaviors. This study provides insights into the saving and spending habits associated with the budgeting practices of accountancy students in Pampanga and assists educational institutions in developing orientations that address identified needs.