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The Federal Reserve closes October 13, 2026 for Columbus Day. Send ACH or wire transfers before 3 PM Friday to avoid a 1-day delay. Independent technical note mirroring the canonical version: https://bankio.io/blog/bank-holiday-alert-federal-reserve-closed-october-13-2026send-transfers-before-3-pm-friday-or-risk-1-day-delay.php Sources consulted: https://www.bluusun.com/
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Lucas Barrett (2026) studied this question.
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