Peran Social Influence sebagai Variabel Mediating dalam Pengaruh Brand Image dan Digital Marketing terhadap Keputusan Pemilihan Perguruan Tinggi Swasta (PTS)

This is the authors' abstract. We don't add key points for this paper.

This study aims to investigate the influence of market concentration, bank capital, and efficiency on bank stability in Indonesia. The research was conducted using 93 banks' data collected from individual bank financial reports on Financial Services Authority (OJK) database report during the 2018-2022 period. Furthermore, panel data regression was used to estimate the parameters. The results suggest that there is a positive relationship between market concentration and bank capital on bank stability, although only bank capital has a significant effect. Whereas concentration implies a negative and strong effect on bank stability in Indonesia. The study indicates that various effects of the chosen variables shed light on the managerial practice, particularly related to risk assessment in the Indonesian banking industry.