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Limited financial literacy and digital technology skills remain significant challenges for women in managing household finances effectively. This community engagement program aimed to improve women's knowledge and practical skills in household financial management through digital financial recording applications to support family economic independence. The program was conducted on December 10, 2024, in Parepare City, Indonesia, involving 23 participants, all of whom were housewives. A participatory approach was employed through needs identification, educational sessions, focus group discussions, hands-on training in household accounting applications, evaluation, and direct mentoring. The findings indicate that participants developed a better understanding of budgeting, recording household income and expenses, and distinguishing essential needs from discretionary spending. Participants also began utilizing digital applications to monitor expenditures, identify unnecessary spending, and organize family financial allocations more systematically. Their active involvement in discussions and practical activities contributed to greater confidence in household financial decision-making. Nevertheless, limited access to compatible devices and reliable internet connections remained barriers to effective technology adoption. These findings suggest that integrating digital financial literacy with participatory mentoring can strengthen women's capacity to manage household finances and contribute to family economic independence. Continuous mentoring and peer-learning groups are recommended to sustain the benefits, encourage knowledge sharing, and expand community participation in household financial empowerment.
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Purnamasari et al. (2026) studied this question.
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