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This study investigates the factors influencing consumers' behavioral intention to adopt QRIS-based mobile payments in Indonesia.Using an extended Technology Acceptance Model (TAM), we examine the effects of perceived usefulness, perceived ease of use, perceived enjoyment, trust, and innovation on behavioral intention and actual adoption of QRIS.Data were collected from a sample of 500 QRIS users in Indonesia using an online survey.The results, analyzed using partial least squares structural equation modeling (PLS-SEM), reveal that all variables have significant positive effects on behavioral intention and adoption.The findings contribute to the literature on mobile payment adoption and provide insights for mobile payment providers, policymakers, and researchers.Limitations and future research directions are discussed.
Persadha et al. (Tue,) studied this question.