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In India, cooperative banks play a crucial role in providing financial services to rural and urban areas. Members of these banks, who are usually from the same community or profession, own and run these institutions. The present study intends to analyse the critical evaluation of the cooperative credit sector in India as well as in Raipur. The study examines progress well and highlights the emerging role and challenges of the cooperative sector. The district-level bank representatives were personally visited to gather the data. The primary sources of secondary data will be the DCCBs' published annual reports, journals, audit reports, and office documents. Cooperatives are considered to have immense potential to deliver goods and services in areas where both the state and the private sector have failed.
Dhruw et al. (Sat,) studied this question.