What type of study is this?

This is a Quantitative study (also classified as: Multiple Linear Regression).

September 10, 2025Open Access

Analysis of Factors Affecting Islamic Financial Literacy among Students (Case Study of Islamic Banking Students of UIN North Sumatra)

Key Points

Islamic financial literacy is significantly influenced by gender, with males demonstrating higher levels.
Financial knowledge is a dominant factor in improving islamic financial literacy, affecting over 50% of the variation.
The analysis employs multiple linear regression to assess the impact of gender and financial knowledge on literacy.
Findings suggest a need for enhanced financial education targeting female students to bridge the literacy gap.

Abstract

The purpose of this study is to investigate how gender influences (X1) and financial knowledge (X2) on Islamic financial literacy (Y) among students of the Islamic Banking Study Program at UINSU. The research employs a quantitative method utilizing data gathered from 91 respondents as well as examination of multiple linear regression. The findings indicate that gender significantly influences Islamic financial literacy, with male students demonstrating higher literacy levels compared to females. Financial knowledge also has a significant impact and serves as the dominant factor in enhancing Islamic financial literacy. Simultaneously, both X1 and X2 variables significantly impact Islamic financial literacy, contributing more than fifty percent. This research was conducted to have a positive impact on students, especially the UINSU Islamic Banking Study Program, in increasing finansial knowledge related to Islamic financial principles and practices.

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Cite This Study

Siregar et al. (Tue,) studied this question.

synapsesocial.com/papers/68c1abf154b1d3bfb60e3ced https://doi.org/https://doi.org/10.31332/lifalah.v10i1.11777

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