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This research aims to examine how fintech influences financial inclusion in the digital economy.

April 19, 2026Open Access

Digital Economy and Financial Inclusion: The Impact of Fintech on Financial Inclusion

Key Points

This research aims to examine how fintech influences financial inclusion in the digital economy.
Literature review on fintech and financial inclusion
Analysis of case studies where fintech improved service access
Comparative analysis of costs before and after fintech implementation
Fintech significantly increases access to financial services for underserved populations.
Cost reduction in financial transactions was notable with the introduction of fintech.
Improved credit access was reported among users of fintech services.

Abstract

The digital economy has transformed the way financial services are delivered, with fintech (financial technology) playing a crucial role in promoting financial inclusion. Fintech has expanded access to financial services, reduced costs, and improved credit access, especially for underserved populations. This paper explores the impact of fintech on financial inclusion, highlighting its importance in promoting inclusive finance, mobile money, digital payments, and digital banking services.

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Phulari Bhagwat Gopal

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Digital Economy and Financial Inclusion: The Impact of Fintech on Financial Inclusion

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Abstract

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