The study investigates credit access and profitability differences between genders in Ogun State, highlighting financial barriers faced by rural farmers.
Key Points
The study aims to explore how gender impacts access to credit and profitability among dry season farmers in Ogun State, Nigeria.
Multistage sampling technique was used to select 200 respondents.
Purposive selection of Odogbolu Local Government, followed by random selection of two communities.
Data collected through surveys that assessed credit access and profitability.
54% of farmers have access to credit; 38% of them are male farmers.
Only 14.81% obtained credit from formal sources.
Income disparity exists between male and female farmers.
Farm size positively affects profitability for both genders.
Access to credit was found not to significantly impact profitability.