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April 13, 2026Open Access

The Effects of Gender Differentials in Determining Access to Credit and Profitability among Dry Season Farmers in Ogun State, Nigeria

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Authors

OOOlubukola Tolulope OyedijiUniversity of IbadanOIO. S. IbitoyeForestry Research Institute of NigeriaPOP. O. OyetunjiForestry Research Institute of Nigeria

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Implication

The study investigates credit access and profitability differences between genders in Ogun State, highlighting financial barriers faced by rural farmers.

Key Points

  • The study aims to explore how gender impacts access to credit and profitability among dry season farmers in Ogun State, Nigeria.
  • Multistage sampling technique was used to select 200 respondents.
  • Purposive selection of Odogbolu Local Government, followed by random selection of two communities.
  • Data collected through surveys that assessed credit access and profitability.
  • 54% of farmers have access to credit; 38% of them are male farmers.
  • Only 14.81% obtained credit from formal sources.
  • Income disparity exists between male and female farmers.
  • Farm size positively affects profitability for both genders.
  • Access to credit was found not to significantly impact profitability.

Cite This Study

Oyediji et al. (2019) studied this question.

synapsesocial.com/papers/69dc88d83afacbeac03ea9d3https://doi.org/10.5281/zenodo.19512161
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