Lloyds Universal Law of Creation (with time)

This preprint presents Lloyd’s Universal Law of Creation and its formal addendum, the Lloydian Definition of Time. The law states the single universal condition under which any structure in existence persists: a substrate carrying a closed circulation of momentum driven by energy. The accompanying time definition introduces no new primitives; it identifies time as the local oscillation rate of that same closed loop, making it a property of the vortex term already inside the law. Both statements are minimal, falsifiable, and grounded entirely in observable physical behaviour across fluids, plasmas, fields, solids, and astrophysical systems. Together, they form a unified generative framework describing persistence, structure formation, and local time variation without invoking geometry, spacetime, or speculative entities.