July 16, 2025

Young People’s Homeownership in Europe: Delayed or Out of Reach? A Research Note

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Research reveals declining homeownership among young people in Europe, suggesting persistent exclusion due to rising house prices.

Declines in homeownership are evident among European cohorts born between 1940 and 2000, especially for those aged 25 to 35.
Most transitions to homeownership occur by age 40, highlighting a critical period for young individuals.
Cohort analysis shows that high earners avoid late-life declines in homeownership, indicating inequality in access.
The rising house prices significantly contribute to the barriers young people face in achieving homeownership.

Benassi et al. (2025) studied this question.

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