The Science Approach in Islamic Economics: Integration between Science and Islamic Economic Principles

The application of sharia fintech in the Islamic economy has great potential to increase financial inclusion and provide fairer access to financial services in accordance with sharia principles. However, the implementation of sharia fintech faces various challenges, especially related to inconsistent regulations, limited digital infrastructure, and low digital literacy among the public. Clear and consistent regulations, improved digital infrastructure, and better education on digital literacy and Islamic finance are important steps to overcome these challenges. Collaboration between Muslim-majority countries is also needed to build global standards that are widely accepted and applied in the world of Islamic fintech. With proper implementation, sharia fintech can contribute significantly to creating a more inclusive, transparent, and fair economic system for the global community.