Financial Literacy among Overseas Filipino Worker (OFW) Families

This study assessed the financial literacy of Overseas Filipino Worker (OFW) families in Cateel, Davao Oriental, focusing on their knowledge, attitudes, skills, and values in managing remittances. Using a descriptive-comparative design, data were gathered from 240 respondents through a structured questionnaire. Results indicated that respondents demonstrated high levels of financial skills and values, but showed room for improvement in attitudes and record-keeping practices. Significant differences in financial literacy were observed based on education, remittance amount, and years of employment abroad. The study recommends targeted financial education programs to strengthen responsible financial behavior and long-term resilience among OFW families.