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This is a Literature Review study.

Digital Financial Services in a Digital Economy: Trends, Challenges and Prospects

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The study assesses the ongoing transformation of digital financial services and their impact on the economy.
Key findings indicate a significant change in consumer preferences towards mobile banking and digital solutions.
Segmented analysis covers digital payments, lending, insurance, and cryptocurrency markets, reflecting current trends.
The research highlights potential risks in the digitalization of financial services and recommends strategies for further development.

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Analysis reveals trends in digital financial services in Russia, highlighting challenges and growth opportunities.

Nesterenko et al. (2025) studied this question.

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