August 11, 2025

Credit Management and Deposit Money Banks Performance in Nigeria- A Case Study

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Authors

OOOkafor Chukwuma OnwuaganaBaze University TOTochukwu Chibuzor OkaforCovenant University AIAreghan Akhanolu IsiborCaleb University

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Implication

Analysis shows a significant relationship between loan management and performance in Nigerian banks, highlighting challenges with non-performing loans.

Key Points

Return on asset is inversely related to non-performing loans, indicating performance issues linked to poor loan management.
Loans and advances positively affect return on asset, suggesting effective credit management boosts performance.
The study used data from 2000 to 2019 for three major banks in Nigeria, indicating a comprehensive analysis over time.
Ratio analysis and ordinary least square method were employed to assess the relationship between loans and bank performance.

Cite This Study

Onwuagana et al. (2021) studied this question.

synapsesocial.com/papers/68a370ef0a429f797333378d https://doi.org/10.47310/hjebm.2021.v02i02.014

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Implication

Analysis shows a significant relationship between loan management and performance in Nigerian banks, highlighting challenges with non-performing loans.

Credit Management and Deposit Money Banks Performance in Nigeria- A Case Study

Discussion

Member takes

Implication

Key Points

Cite This Study

Credit Management and Deposit Money Banks Performance in Nigeria- A Case Study

Discussion

Member takes

Implication

Key Points

Cite This Study

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