What type of study is this?

August 19, 2025International Journal of Financial StudiesOpen Access

Islamic vs. Conventional Banking in the Age of FinTech and AI: Evolving Business Models, Efficiency, and Stability (2020–2024)

View Full Paper

Ask AI

Bookmark

FinTech adoption shows a clear efficiency-stability trade-off between Islamic and conventional banks, with each showing distinct strengths.
Conventional banks score 0.5–0.8 points higher on the FinTech Adoption Index, impacting their cost efficiency and profitability.
Observational analysis across 11 countries, with an emphasis on a FinTech Adoption Index, assessed the role of technological integration.
Findings suggest regulators should balance innovation and stability for optimal banking performance, particularly within Islamic frameworks.

Discussion

No takes yet. Share an insight, caveat, or question.

Implication

This analysis reveals a gap in FinTech adoption affecting efficiency and stability in Islamic and conventional banking systems across MENA and Southeast Asia.

Cite This Study

Abdelrhman Meero (2025) studied this question.

synapsesocial.com/papers/68af4754ad7bf08b1ead3e3c https://doi.org/10.3390/ijfs13030148

View Full Paper

Ask AI

Bookmark

Implication

This analysis reveals a gap in FinTech adoption affecting efficiency and stability in Islamic and conventional banking systems across MENA and Southeast Asia.

Islamic vs. Conventional Banking in the Age of FinTech and AI: Evolving Business Models, Efficiency, and Stability (2020–2024)

Key Points

Discussion

Implication

Cite This Study

Islamic vs. Conventional Banking in the Age of FinTech and AI: Evolving Business Models, Efficiency, and Stability (2020–2024)

Key Points

Discussion

Implication

Cite This Study

Also Consider

Also Consider