From Tradition to Innovation: A PLS - SEM Analysis of IOT, AT, and Fintech Literacy in Bali’s MSMEs

Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

1. 1The Influence of the Use Financial Technology, Owner Financial Literacy, and Risk Tolerance on the Performance of MSMEs in Indonesia2024 · 4 citations
2. 2Adoption of Digital Technology and Financial Knowledge: Strategies for Achieving Sustainable Performance of MSMEs2025
3. 3FINANCIAL LITERACY AND TECHNOLOGY ADOPTION FOR THE SUSTAINABILITY OF MICRO SMALL AND MEDIUM ENTERPRISES2024
4. 4Impact of Fintech on Financial Performance of MSMES in Bali with Financial Literacy as Moderator2025
5. 5Digital Literacy, Financial Technology Adoption, and Sustainable Business Practices Among MSMEs: Evidence From Gorontalo2025