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This is a Case Report study (also classified as: Literature Review, Observational).

August 21, 2025Jurnal Aplikasi AkuntansiOpen Access

Integration of Technology-Based Internal Control Systems to Minimize the Risk of Bad Debts in Micro Credit Programs

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Technology integration enhances real-time monitoring processes, effectively managing bad debt risk in micro credit programs.
Findings reveal a significant impact on data accuracy and claim verification, improving decision-making at Bank X.
Qualitative case study methodology involved interviews and document review, ensuring robust data analysis.
Continued digitalization efforts are critical for maintaining credit quality and addressing risks in national financing programs.

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Qualitative case study evaluates technology's role in reducing bad debts in micro credit programs, highlighting challenges in implementation.

Permata et al. (2025) studied this question.

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Qualitative case study evaluates technology's role in reducing bad debts in micro credit programs, highlighting challenges in implementation.