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August 4, 2025FUDMA Journal of Sciences

ASSESSMENT Of THE IMPACT OF FORMAL CREDIT ON THE PRODUCTIVITY OF SMALL-SCALE AGROFORESTRY FARMERS IN KADUNA STATE, NIGERIA

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Authors

JAJ. T. AyodeleForestry Research Institute of NigeriaGAG. A. AbuBenue State UniversityTIT.R. IorlamenBenue State University

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Overview

Assessment finds formal credit improves productivity among small-scale farmers in Kaduna, suggesting economic growth potential.

Key Points

  • Formal credit significantly enhances productivity among small-scale agroforestry farmers in Kaduna, Nigeria, improving their income.
  • Data from 250 farmers showed that factors like farming experience and age affect participation in agroforestry practices.
  • A multistage sampling technique was employed to gather insights on farmers' access to credit and productivity levels.
  • Policy implications suggest enhancing formal credit access could help alleviate poverty among small-scale farmers in the region.

Cite This Study

Ayodele et al. (2025) studied this question.

synapsesocial.com/papers/68af59e3ad7bf08b1eadee2bhttps://doi.org/10.33003/fjs-2025-0908-3202
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