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September 30, 2021IAR Journal of Business Management

What Drives Islamic Financial Exclusion in Indonesia?

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Authors

EMErnanda MuliawatiMMM. Shabri Abd. MajidFFFaisal Faisal

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Overview

This analysis shows how islamic financial literacy impacts digital finance and financial exclusion in Indonesia, highlighting significant barriers.

Key Points

  • Islamic financial literacy positively influences the use of digital finance, reducing exclusion.
  • Results indicate financial technology has an insignificant impact on financial exclusion and digital finance.
  • The study employed structural equation modeling to analyze data from 208 respondents in Aceh province.
  • Improving public understanding of islamic finance is essential for enhancing digital finance utilization.

Cite This Study

Muliawati et al. (2021) studied this question.

synapsesocial.com/papers/68af66dfad7bf08b1eae622ahttps://doi.org/10.47310/iarjbm.2021.v02i02.024
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