What type of study is this?

This is a Normative Juridical study.

Legal Responsibility of Debitur to Creditors For Acts Against the Law in Credit Agreements

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This article discusses legal responsibilities and consequences in credit agreements, highlighting both civil and potential criminal law aspects.

Credit agreements are binding obligations between creditors and debtors, emphasizing the importance of understanding the legal implications.
Misuse of credit agreements can result in criminal liabilities, indicating that parties should be aware of potential legal consequences.
The research applied a normative juridical method to analyze the relevant laws, particularly the Civil Code and Banking Law.
Understanding the contents and effects of credit agreements is essential for avoiding legal disputes and ensuring compliant practices.

Laia et al. (2025) studied this question.

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This article discusses legal responsibilities and consequences in credit agreements, highlighting both civil and potential criminal law aspects.