What type of study is this?

This is a Cross-Sectional study.

What determines health insurance ownership in Nepal? Findings from the Nepal multiple indicator cluster survey 2019

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Cross-sectional analysis identifies key determinants of health insurance ownership in Nepal, highlighting socio-economic and ethnic disparities.

Health insurance ownership is low in Nepal, with only 5.8% of women and 5.1% of men having insurance.
Significant predictors of ownership include education and socio-economic status, revealing higher rates among educated urban women.
Logistic regression and the Cragg hurdle model were used to analyze data from 14,769 women and 5,491 men aged 15-49.
Addressing socio-economic disparities and ethnic inequities is crucial for improving health insurance access in Nepal.

Lamichhane et al. (2025) studied this question.

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Cross-sectional analysis identifies key determinants of health insurance ownership in Nepal, highlighting socio-economic and ethnic disparities.