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Advancing SME-focused strategies that integrate traditional and digital banking to ensure equitable access and sustainable financial development

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The integration of traditional and digital banking systems can enhance access to financial services for SMEs.
Hybrid financial strategies improve equity and sustainability, addressing barriers in rural and underserved markets.
Collaborative ecosystems involving banks, fintechs, regulators, and SME associations can foster financial resilience.
Empirical examples demonstrate the effectiveness of blended credit models and digital onboarding in reducing financing barriers.

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Observational analysis integrates traditional banking and fintech for equitable access in SMEs, highlighting potential for sustainable development.

Thelma Chibueze (2021) studied this question.

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Observational analysis integrates traditional banking and fintech for equitable access in SMEs, highlighting potential for sustainable development.