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September 10, 2025Journal of finance and accounting.

Branchless Banking Services and Financial Stability of Commercial Banks in Kenya

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Authors

MMMoraa Lucy MomanyiJMJohn Mungai

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Overview

Explanatory research shows branchless banking services improve financial stability in Kenyan banks, suggesting more implementation is needed.

Key Points

  • Financial stability positively correlates with agency, mobile, and online banking services.
  • Regression analysis indicated a strong relationship between branchless services and financial stability in banks.
  • Data was gathered from all 38 commercial banks in Kenya over a six-year period for comprehensive analysis.
  • Findings suggest implementing more branchless services could enhance overall financial stability in the banking sector.

Cite This Study

Momanyi et al. (2025) studied this question.

synapsesocial.com/papers/68c1a5e554b1d3bfb60df391https://doi.org/10.70619/5-1-432
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Also Consider

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  5. 5Influence of Mobile Banking Services on Financial Inclusion among Selected Commercial Banks in Uasin Gishu County, Kenya2025