What type of study is this?

This is a Cross-sectional study.

Factors Determining Financial Retirement Planning of Government Employees: Experience from Tanzania

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Cross-sectional survey identifies key factors impacting retirement planning in government employees, suggesting improvements in education and policy.

Statistically significant effects of computation capability, risk attitude, and financial decision behavior on retirement planning were found.
Data from 408 government employees across 24 ministries indicated that financial knowledge and education had no significant impact.
The cross-sectional survey utilized PLS-SEM for analyzing the hypothesized model to understand retirement planning.
The findings suggest policy adjustments to improve financial planning for government employees based on identified determinants.

Mlowosa et al. (2025) studied this question.

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Cross-sectional survey identifies key factors impacting retirement planning in government employees, suggesting improvements in education and policy.