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Analysis of the influence of financial literacy on investment decisions of millennials and gen Z in the digital ERA

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Mixed-methods analysis shows financial literacy influences investment decisions in millennials and gen z, highlighting digital tools' role.

Higher financial literacy correlates with better investment strategies and portfolio diversification.
Survey results with 600 participants reveal significant links between financial knowledge and investment behavior.
Qualitative interviews add depth to understanding how digital tools shape investment choices for younger generations.
The findings suggest enhancements in financial education could lead to improved outcomes in investing among millennials and gen z.

Nurhayati et al. (2025) studied this question.

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Mixed-methods analysis shows financial literacy influences investment decisions in millennials and gen z, highlighting digital tools' role.