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September 10, 2025International Journal of Law Government and CommunicationOpen Access

Artificial Intelligence (AI) in Islamic Finance: A Maqasid Al-Shariah Perspective

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Authors

NNNabilah Wafa’ Mohd NajibSBSiti Khalilah Basarud-dinFFFarahdina Fazial

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Overview

Conceptual analysis reveals AI's role in enhancing financial inclusion and compliance with maqasid al-shariah.

Key Points

  • AI enhances efficiency and financial inclusion in Islamic finance while raising ethical concerns.
  • The analysis focuses on aligning AI-driven services with the maqasid al-shariah dimensions: religion, life, intellect, wealth, and lineage.
  • Concerns include algorithmic transparency, fairness, and risks of gharar and riba in the financial sector.
  • Developing governance frameworks rooted in Shariah principles is essential to ensure ethical integrity and sustainability.

Cite This Study

Najib et al. (2025) studied this question.

synapsesocial.com/papers/68c1ae7754b1d3bfb60e6896https://doi.org/10.35631/ijlgc.1040003
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