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This is a Quantitative Method study.

Financial Literacy, Financial Attitudes, and Self-Control Towards Financial Management Practice in MSME In West Nusa Tenggara

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Quantitative analysis reveals financial literacy and self-control improve financial management in MSMEs, highlighting their significance.

Financial literacy significantly enhances financial management behaviour among MSME actors, leading to better budgeting and planning.
Positive financial attitude and self-control are essential for effective financial decision-making in small businesses.
Analysis using multiple linear regression shows statistically significant relationships between financial literacy, attitude, and management behaviour.
The findings support the need for better financial education and empowerment strategies among MSMEs to combat financial mismanagement.

Zahari et al. (2025) studied this question.

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