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September 10, 2025Jurnal Informasi dan Teknologi

Digital Innovation in the Transformation of BPR: Building a Sustainable Financial Ecosystem in the Era of Disruption

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Authors

AMAnnisa Fitriah MudassirMNMuhammad Khaidir Kahfi Natsir

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Overview

Qualitative analysis on digital transformation improving operational efficiency in rural credit banks, suggesting collaboration with fintech.

Key Points

  • Digital transformation significantly enhances the operational efficiency of rural credit banks, improving service delivery.
  • Research indicates that digital innovations provide access to financial services for underserved communities, addressing inclusiveness.
  • Assessment with qualitative methods reveals many rural credit banks face significant barriers including lack of technology understanding and infrastructure.
  • Collaboration with fintech companies is crucial for rural credit banks to expand their market reach and enhance service quality.

Cite This Study

Mudassir et al. (2025) studied this question.

synapsesocial.com/papers/68c1b19954b1d3bfb60e90d3https://doi.org/10.60083/jidt.vi0.678
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Also Consider

Synapse has enriched 5 closely related papers on similar clinical questions. Consider them for comparative context:

  1. 1Revolutionizing Rural Credit Banks: A Narrative Review of Sustainable Financial Futures through ESG Integration and Digital Innovation2025
  2. 2A Comparative Study of the Financial Performance of Rural Banks (BPR) in Bali Province Before and After the Emergence of Financial Technology (Fintech)2025
  3. 3DIGITAL TRANSFORMATION IN THE BANKING SYSTEM: THE IMPACT OF MODERN TECHNOLOGIES AND INNOVATIONS2026
  4. 4STRATEGIC MANAGEMENT OF PT. BANK RAKYAT INDONESIA IN FACING THE ERA OF DIGITAL TRANSFORMATION IN THE BANKING INDUSTRY2024
  5. 5Beyond Branches: How Fintech and Sustainable Innovation are Reshaping The Banking Landscape in Indonesia2025