What type of study is this?

This is a Quantitative study (also classified as: Cluster Sampling).

Analysis of Factors Affecting the Decision to Grant “KUR” in the Agricultural Sector at PT XYZ in Malang District, Indonesia

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This analysis demonstrates significant influences on KUR approval in agriculture, highlighting banking relationships and experience.

The grant of People's Business Credit (KUR) is significantly influenced by banking relationships, experience, and proposed loan amounts.
A sample of 307 agricultural entrepreneurs provided clear insights on the factors affecting KUR decisions.
The analysis employed a quantitative approach using cluster sampling to gather data through questionnaires.
Understanding these factors may help improve funding accessibility for small businesses in the agricultural sector.

Jihad et al. (2025) studied this question.

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