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This is a Literature Review study (also classified as: Observational).

Data Driven Financial Optimization for Small and Medium Enterprises (SMEs): A Framework to Improve Efficiency and Resilience in U.S. Local Economies

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AI tools improve operational performance in small and medium enterprises, enhancing their resilience.
Survey findings indicate SMEs using multiple predictive tools show noticeable gains in liquidity planning and cost management.
This research involves case studies and interviews to reveal barriers in the adoption of AI-enabled financial tools.
The established framework highlights a feedback loop for continuous learning in financial optimization for small businesses.

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Literature review explores AI and predictive analytics for financial management in SMEs, suggesting improvements in efficiency.

Ayankoya et al. (2025) studied this question.

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