Analysis of Tourism Income Disparity between South Bali and North Bali Areas

According to data from the Bali Provincial Tourism Office, from January to April 2024, there were 5,086,055 tourists, with the most massive tourism occurring in the areas of Denpasar, Badung, Gianyar, and Tabanan, collectively known as Sarbagita. Meanwhile, the tourism sector in Buleleng, which occupies 24 percent of the area of Bali Province, only caters to about 15-20 percent of the total tourist arrivals in Bali. The research results show that the infrastructure development for tourism in South Bali dominates, with the availability of restaurants, star-rated hotels, and non-star hotels averaging above 70% of the total tourism infrastructure in Bali. This condition illustrates the disparity in tourism infrastructure development in North Bali and South. Other results indicate that credit distribution is still concentrated in tourism centers such as Denpasar, Badung, Gianyar, and Tabanan. In the context of working capital credit, growth in credit for the consumption sector and working capital loans in Indonesia generally experienced a slowdown. In 2024, the growth of working capital credit was recorded at 4.62%, lower than the previous period which reached 6.51%. Future research can utilize quantitative and qualitative approaches to obtain better testing results.