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This is a Literature Review study (also classified as: Qualitative Analysis).

The Effectiveness of the Murabahah Contract in Sharia Housing Financing

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Murabahah contracts provide significant benefits in fair housing financing access.
Key findings highlight challenges related to liquidity risks and non-alignment with long-term consumer needs.
Assessment through qualitative analysis of interviews and data from Islamic banks underscores systemic issues.
Implications point to the need for better risk management strategies in Islamic banking for housing support.

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Qualitative analysis reveals murabahah contracts provide fair financing in sharia banking, suggesting flexibility improvements.

Pranajaya et al. (2025) studied this question.

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