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This is a Quantitative study (also classified as: Observational).

The Effect of Financial Literacy on Investment Decision-Making among MSME Actors: An SPSS Analysis

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Quantitative analysis reveals financial literacy significantly enhances investment decision-making in MSMEs, suggesting more education is needed.

Financial literacy positively influences investment decision-making in MSME actors, leading to better choices.
Higher financial literacy correlates with more rational and profitable investment decisions among MSMEs.
This research utilized a structured survey to gather data from 120 MSME respondents through purposive sampling.
Findings indicate a need for enhanced financial education programs to support sustainable MSME development.

Muliana Muliana (2025) studied this question.

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Quantitative analysis reveals financial literacy significantly enhances investment decision-making in MSMEs, suggesting more education is needed.