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This is a Case Report study (also classified as: Observational).

Challenges and strategies for Chinese fintech firms compliance operations in Indonesia: Case studies and regional comparative analysis

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This research highlights compliance issues faced by Chinese fintech in Indonesia, indicating the need for localized adaptation strategies.

Compliance costs for fintech firms in Indonesia have increased due to the 2022 Personal Data Protection Law.
Barrier analysis shows fragmentation in regulatory standards, complicating compliance for foreign firms.
The research employed a three-step framework involving regulatory mapping, regional comparisons, and case studies.
The findings suggest that China's fintech model cannot be directly replicated in Indonesia; adaptations are necessary.

Tengfei et al. (2025) studied this question.

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This research highlights compliance issues faced by Chinese fintech in Indonesia, indicating the need for localized adaptation strategies.