The Mediating Role of Women Social Entrepreneurs in Strengthening Financial Inclusion through Microfinance

This study focusses on the mediating role of women social entrepreneurs in strengthening financial inclusion through microfinance. The research uses a quantitative approach with a descriptive and explanatory design. Primary data is gathered from 150 women micro-entrepreneurs in the SPS Nellore District of Andhra Pradesh. To test the hypothesis, a mediational model was used. Analysis show that women's social entrepreneurship acts as a critical pathway through which microfinance access and influences financial inclusion outcomes. The findings reveal that microfinance access has a direct positive effect on financial inclusion.A significant portion of this effect is mediated by engagement of woman in social entrepreneurship. The results show that microfinance becomes more powerful and sustainable tool for enhancing financial resilience, liquidity, and goal-setting in terms of social value creation. The study recommends policy and practice implications for a holistic ecosystem that supports women-led social enterprises to drive inclusive development.